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Attention Business Online Banking Customers: Please be advised that our Cash Management Agreement has been updated as of 5/15/2024 to a more concise and streamlined version. Upon logging into your account, you will be asked to accept the terms and conditions of this new agreement.

Browse our Security Center for tools and resources to protect your privacy and personal financial information. Find online banking security tips along with information on common scams. If you are ever in doubt, call us directly at (207) 839-4796.

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Smart Start Checking

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Smart StartSM is a  low-cost checking account with premium level benefits. Enjoy the convenience of Online Banking and Bill Pay, along with fee-free money orders and transfers between your GSB accounts. Everything you need to manage your finances securely with no overdraft fees.

  • A low $5 monthly maintenance service charge
  • No minimum daily balance
  • No overdraft or non-sufficient funds (NSF) fees*
  • Reimbursed ATM fees in the U.S.
  • Our foreign wire transfer fee reimbursed
  • Free money orders
Open Account Now
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Smart Start is certified by the Cities For Financial Empowerment Fund for meeting Bank On standards. Gorham Savings Bank proudly supports all efforts to ensure safe and affordable banking options for everyone.

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At its best, banking is about relationships. It’s about coming together to build something we can all believe in. We believe banking can be a force for good. Let us show you how.
The GSB Difference
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We work hard to earn the respect of our customers through honesty, integrity, and clarity. That means we don’t hide fees.
The GSB Difference


Complete this form and we’ll contact you to get the ball rolling. Prefer the phone? Give us a call at (207) 839-4796.

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