CDs & IRAs

Let your money do more of the work for you. CDs and IRAs are easy, hands-off options that can lead to a more certain future.

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Certificate of Deposit

Think of a certificate of deposit (CD) as a next-level savings account. Put your money aside for a fixed period and watch it grow.

  • Variety of terms
  • $500 minimum deposit to open
  • Earns interest
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Hassle-Free Tiered CD

Our Hassle-Free Tiered CD offers all the benefits of a CD without being penalized for withdrawing your money during the initial term

  • Tiered interest rates
  • $500 minimum deposit to open
  • No bank penalty for early closure during initial term
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Certificate Of Deposit Account Registry Service® (CDARS®)

CDARS benefit businesses and individuals that want to earn interest and access high-level FDIC insurance, all in one place.

  • Earn one rate for each CD maturity
  • Work with one bank to access multi-million-dollar FDIC insurance coverage
  • Receive one easy-to-read statement summarizing all of your CD accounts
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Individual Retirement Account (IRA)

We offer traditional, Roth and SEP IRAs with options that fit your timeline, savings goals and current budget, so you can live well—now and in the future.

  • Variety of terms and rates
  • $500 minimum deposit to open
  • Traditional, ROTH or SEP IRAs offered
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Young people using cell phones

Looking For A Great Checking Account?

One that reimburses your ATM fees? Competitive interest rates? One that rewards you when you use your debit card? Whatever you’re looking for, you’ll find it here.

The Right Solution

At The Right Time

Change, we know it well. Not just because we're a bank. But, because we design our banking products around our clients changing needs. Our banking solutions evolve with you - from your first job, to retirement and beyond.