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Personal

Home Equity Line of Credit

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We know how much your home matters to you. With premium rates and no application fees or closing costs*, a Home Equity Line of Credit (HELOC) is a smart way to tap into the value of your home. Rates and terms for primary residences, second homes and seasonal properties.

  • No application fee
  • No closing costs*
  • Up to 85% loan to value (LTV)
  • Flexible fixed-rate conversion options
Apply Now OnlineView Rates
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Sometimes the loan process can feel like a lot. We get it. And we’re here to help! Our lenders can walk through all of the options with you.

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At GSB, every employee is trained to help every customer find what they need. Every time you come to GSB, you know we're working to give you the best service.
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We love anything that helps us give you a better banking experience. From online banking and our mobile app to ATMs, video tellers and branch services, we keep our tech top-notch.
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LET'S GET STARTED

Complete this form and a member of our lending team will contact you. Prefer the phone? Give us a call at (207) 839-4796
  • Do you currently bank with us?
  • To protect your security when you communicate with us electronically, please do not include confidential and personal information such as Social Security Numbers and account numbers.
  • This field is for validation purposes and should be left unchanged.

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Home Equity Line of Credit Terms and Conditions
  • *No closing costs, but property and hazard insurance required, plus flood insurance if applicable. Excludes expenses for unusual or extraordinary property appraisals or title issues, generally totaling between $0.00 and $375.00. Minimum credit line $10,000. Penalty for early termination. Other restrictions may apply. Offer of credit is subject to approval. Rates are subject to change without notice.