Personal

Home Equity Line of Credit

Take advantage of our Special Fixed Rate Home Equity Line of Credit Offer — 2.99% APR* through 11/30/20, then Prime plus 0% (current Prime Rate is 4.75% as of 1/1/20). Apply by 1/31/20 to be eligible.

No application fee
No closing costs*
Up to 85% loan to value (LTV)

Sometimes the loan process can feel like a lot. We get it. And we’re here to help! Our lenders can walk through all of the options with you.

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At GSB, every employee is trained to help every customer find what they need. Every time you come to GSB, you know you’re getting the best service.

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LET'S GET STARTED

Complete this form and a member of our lending team will contact you. Prefer the phone? Give us a call at (207) 839-4796

FIRST NAME
LAST NAME
EMAIL*
PHONE*
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DO YOU CURRENTLY BANK WITH US?
Do you currently bank with us?
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TELL US ABOUT YOUR LENDING NEEDS*
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Home Equity Line of Credit Terms and Conditions

*To obtain the Home Equity Line of Credit Special rate, you must submit your application by January 31, 2020. Beginning November 30, 2020, the Annual Percentage Rate (APR) will be Prime plus 0% (current Prime Rate is 4.75% as of January 1, 2020) and may vary monthly. Minimum APR is 2.99%. Maximum APR is 18.00%. Minimum credit line $10,000. No closing costs, but property and hazard insurance required, plus flood insurance if applicable. Excludes expenses for unusual or extraordinary property appraisals or title issues, generally totaling between $0.00 and $375.00. Penalty for early termination. Owner occupied properties only. Other restrictions may apply. Offer of credit is subject to approval. Rates are subject to change without notice.