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All GSB locations will be closed on Monday, May 29 in observance of Memorial Day. Normal business hours will resume on Tuesday, May 30. Online and mobile banking are available to manage your accounts and deposits can be made at any GSB ATM.

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Personal

Home Equity Line of Credit

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We know how much your home matters to you. With premium rates and no application fees or closing costs*, a Home Equity Line of Credit (HELOC) is a smart way to tap into the value of your home. Rates and terms for primary residences, second homes and seasonal properties.

  • No application fee
  • No closing costs*
  • Up to 80% loan to value (LTV)
  • Flexible fixed-rate conversion options
Apply Now OnlineView Rates
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Sometimes the loan process can feel like a lot. We get it. And we’re here to help! Our lenders can walk through all of the options with you.

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LET'S GET STARTED

Complete this form and a member of our lending team will contact you. Prefer the phone? Give us a call at (207) 839-4796

  • Do you currently bank with us?
  • To protect your security when you communicate with us electronically, please do not include confidential and personal information such as Social Security Numbers and account numbers.
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Home Equity Line of Credit Terms and Conditions
  • *No closing costs, but property and hazard insurance required, plus flood insurance if applicable. Excludes expenses for unusual or extraordinary property appraisals or title issues, generally totaling between $0.00 and $375.00. Minimum credit line $10,000. Penalty for early termination. Other restrictions may apply. Offer of credit is subject to approval. Rates are subject to change without notice.