Personal

Home Equity Line of Credit

Photo of couple taking a break from working on home renovations

We know how much your home matters to you. With premium rates and no application fees or closing costs*, a Home Equity Line of Credit (HELOC) is a smart way to tap into the value of your home. Rates and terms for primary residences, second homes and seasonal properties.

No application fee
No closing costs*
Up to 85% loan to value (LTV)
Flexible fixed-rate conversion options

Sometimes the loan process can feel like a lot. We get it. And we’re here to help! Our lenders can walk through all of the options with you.

Team Banking

At GSB, every employee is trained to help every customer find what they need. Every time you come to GSB, you know we're working to give you the best service.

The GSB Difference

Technology

We love anything that helps us give you a better banking experience. From online banking and our mobile app to ATMs, video tellers and branch services, we keep our tech top-notch.

Learn More

LET'S GET STARTED

Complete this form and a member of our lending team will contact you. Prefer the phone? Give us a call at (207) 839-4796

FIRST NAME
LAST NAME
EMAIL*
PHONE*
Preferred Branch*
DO YOU CURRENTLY BANK WITH US?
Do you currently bank with us?
- Yes
- No
TELL US ABOUT YOUR LENDING NEEDS*
To protect your security when you communicate with us electronically, please do not include confidential and personal information such as Social Security Numbers and account numbers.
CAPTCHA
Name
This field is for validation purposes and should be left unchanged.

Home Equity Line of Credit Terms and Conditions

*No closing costs, but property and hazard insurance required, plus flood insurance if applicable. Excludes expenses for unusual or extraordinary property appraisals or title issues, generally totaling between $0.00 and $375.00. Minimum credit line $10,000. Penalty for early termination. Other restrictions may apply. Offer of credit is subject to approval. Rates are subject to change without notice.